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제1편❘중소기업

제1부❘금융 지원

제 1 장 시설 및 운전자금 대출

1-1 ∙ 정책자금 지원시 공통적으로 적용되는 사항 ·············· 6

1-2 ∙ 혁신창업사업화자금(융자) ·········································· 16

1-3 ∙ 신성장기반자금(융자) ················································· 21

1-4 ∙ 재도약지원자금 ·························································· 26

1-5 ∙ 긴급경영안정자금(융자) ············································· 30

1-6 ∙ 신시장진출지원자금(융자) ·········································· 34

1-7 ∙ 밸류체인안정화자금(융자) ·········································· 37

1-8 ∙ 정책자금 이차보전 지원 ············································ 40

제 2 장 신용보증 지원

2-1 ∙ 신용보증기금 ······························································ 44

2-2 ∙ 기술보증기금 ······························································ 49

2-3 ∙ 지역신용보증재단 ······················································· 53

2-4 ∙ 매출채권보험 ······························································ 57

제2부 기술개발 지원

제 3 장 기술개발자금 지원

3-1 ∙ 창업성장기술개발(R&D) ············································ 66

3-2 ∙ 중소기업기술혁신개발(R&D) ····································· 70

3-3 ∙ 산학연Collabo R&D ················································· 73

제 4 장 기술개발 역량강화 및 인프라지원

4-1 ∙ 중소기업 스마트서비스 지원 ····································· 78

4-2 ∙ 혁신제품 지정 ···························································· 82

4-3 ∙ 중소기업 기술거래 활성화 지원 ······························· 85

제 5 장 스마트공장 보급확산 및 기술유출 방지

5-1 ∙ 선도형 제조혁신 ························································ 90

5-2 ∙ 디지털협업공장 구축사업 ·········································· 94

5-3 ∙ 자율형공장 구축지원 ················································· 99

5-4 ∙ 로봇활용 제조혁신 지원사업 ··································· 102

5-5 ∙ 제조기반기업 공정자동화 지원 ······························· 106

5-6 ∙ 스마트공장 수준확인제도 ········································ 110

5-7 ∙ 스마트공장 공급기업 역량진단 ······························· 112

5-8 ∙ 제조DX멘토단 활용지원사업 ··································· 115

5-9 ∙ 제조데이터 상품가공 지원 ······································ 117

5-10 ∙ 중소기업 기술보호 역량 강화 ······························ 120

5-11 ∙ 중소기업 기술탈취 근절 ······································· 125

5-12 ∙ 기술보호 선도기업 육성 및 피해회복 지원 ········· 139

제3부 인력 지원

제 6 장  인력 양성

6-1 ∙ 중소기업 특성화고 인력양성사업 ···························· 150

6-2 ∙ 중소기업 인력양성대학(기술사관 육성) ·················· 154

6-3 ∙ 중소기업 인력양성대학(중소기업 계약학과) ··········· 157

6-4 ∙ 중소기업 외국전문인력 활용 지원사업 ··················· 160

6-5 ∙ 연수사업 ··································································· 166

6-6 ∙ 병역지정업체(산업기능요원) 제도 ··························· 169

제 7 장 인력유입 촉진

7-1 ∙ 내일채움공제 ···························································· 176

7-2 ∙ 중소기업 재직자 우대 저축공제 ····························· 179

7-3 ∙ 청년연계형 내일채움공제 ········································ 182

7-4 ∙ 중소기업 연구인력 지원(R&D) (신진 연구인력 채용지원) ····································· 185

7-5 ∙ 중소기업 연구인력 지원(R&D) (고경력 연구인력 채용지원) ·································· 189

7-6 ∙ 중소기업 연구인력 지원(R&D) (공공연 연구인력 파견지원) ·································· 193

7-7 ∙ 중소기업 연구인력 지원(R&D) (중소기업 연구인력 현장맞춤형 양성지원) ············· 196

7-8 ∙ 중소기업 장기근속자 주택우선공급 ························ 200

제4부 판로 지원

제 8 장 중소기업에 유리한 공공기관 납품제도

8-1 ∙ 중기간 경쟁제품, 공사용자재 직접구매 ·················· 206

8-2 ∙ 직접생산확인제도 ····················································· 210

8-3 ∙ 계약이행능력심사 ····················································· 213

8-4 ∙ 적격조합 확인제도 ··················································· 216

8-5 ∙ 조합추천 수의계약 ··················································· 218

8-6 ∙ 공공구매론 ······························································· 220

8-7 ∙ 기술개발제품 공공기관 실증지원 사업 ··················· 223

제 9 장 중소기업 기술개발제품 우선구매

9-1 ∙ 기술개발제품 우선구매 ············································ 228

9-2 ∙ 성능인증제도 ···························································· 233

9-3 ∙ 기술개발제품 시범구매제도 ····································· 236

제 10 장 마케팅, 홍보 지원

10-1 ∙ 판로진출지원 ························································· 242

10-2 ∙ 공동A/S지원 ························································· 247

10-3 ∙ MRO 납품 중소기업 지원 ··································· 250

10-4 ∙ 동행축제 ································································ 253

제5부 수출 지원 

제 11 장 초보에서 글로벌까지 다양한 수출지원

11-1 ∙ 수출바우처 ····························································· 258

11-2 ∙ 수출컨소시엄 ························································· 264

11-3 ∙ 전자상거래수출 시장진출 ······································ 268

11-4 ∙ 해외규격인증획득지원사업 ···································· 271

11-5 ∙ 글로벌강소기업 1,000 + 프로젝트 ························ 276

11-6 ∙ 대･중소기업 동반진출 지원사업 ··························· 280

11-7 ∙ 글로벌비즈니스센터(GBC) ···································· 284

제6부❘여성, 장애인, 지역기업 지원

제 12 장 여성기업 지원

12-1 ∙ 여성기업종합지원센터 운영 ·································· 292

12-2 ∙ 여성창업 액셀러레이팅 ········································· 297

12-3 ∙ 여성기업 판로역량 강화 지원 ······························ 302

12-4 ∙ 여성기업 확인서 발급 ··········································· 304

12-5 ∙ 여성기업제품 공공구매 지원 ································ 308

12-6 ∙ 여성기업 맞춤형 인력 매칭 플랫폼 운영 ············ 311

12-7 ∙ 여성기업 경영애로 지원센터 운영 ······················· 313

12-8 ∙ 여성 CEO 비즈니스 아카데미 ····························· 316

12-9 ∙ 미래여성경제인육성 ··············································· 319

12-10 ∙ 전국 여성CEO 경영연수 ···································· 322

제 13 장 장애인기업 육성

13-1 ∙ 장애인 맞춤형 창업교육 ······································· 326

13-2 ∙ 장애인 창업 사업화 지원사업 ······························ 330

13-3 ∙ 장애인 창업아이템 경진대회 ································ 334

13-4 ∙ 발달장애인 가족창업 특화사업장 운영 ················ 337

13-5 ∙ 국내외 전시회 참가지원 ······································· 341

13-6 ∙ 장애인기업 수출지원 ············································· 344

13-7 ∙ 제품디자인 및 시제품 제작 지원 ························· 348

13-8 ∙ 판로지원(인증획득 및 마케팅) ······························ 352

13-9 ∙ 1인 사업주 보조공학기기 지원사업 ····················· 356

13-10 ∙ MAS 컨설팅 및 등록 ········································· 359

13-11 ∙ 전국장애경제인대회 ············································· 362

13-12 ∙ 공공구매제도 운영 ·············································· 365

13-13 ∙ 장애인기업 창업보육실 운영 ······························ 368

제 14 장 지역기업 지원

14-1 ∙ 중소기업 혁신바우처 지원사업 ····························· 372

14-2 ∙ 지역특화발전특구제도 운영 ·································· 376

14-3 ∙ 지역특화산업육성 ·················································· 379

14-4 ∙ 지역혁신선도기업육성(R&D) ································· 384

14-5 ∙ 중소기업 밀집지역 위기대응 기반구축 ················ 387

14-6 ∙ 지역중소기업 교류협업 지원 ································ 392

제2편❘창업, 벤처, 재도전기업

제1부❘창업기업 지원

제 1 장 아이디어･기술창업 지원

1-1 ∙ 예비창업패키지 ························································ 402

1-2 ∙ 초기창업패키지 ························································ 406

1-3 ∙ 창업도약패키지 ························································ 410

1-4 ∙ 특화창업패키지 ························································ 414

1-5 ∙ 재도전성공패키지 ····················································· 417

1-6 ∙ 창업중심대학 ···························································· 421

1-7 ∙ 초격차 스타트업 1000 + 프로젝트 ·························· 425

1-8 ∙ 팁스(TIPS) ······························································· 429

1-9 ∙ 민관협력 오픈이노베이션 지원사업 ························ 434

1-10 ∙ K-스타트업 그랜드챌린지 ····································· 439

1-11 ∙ 글로벌 액셀러레이팅 지원사업 ····························· 442

1-12 ∙ 코리아 스타트업 센터(KSC) ································· 445

1-13 ∙ 글로벌 기업 협업 프로그램 ·································· 449

1-14 ∙ 청년창업사관학교 ·················································· 453

1-15 ∙ 글로벌창업사관학교 ··············································· 458

1-16 ∙ 스타트업 AI 기술인력 양성 ·································· 462

1-17 ∙ 해외인력 취업매칭 지원 ······································· 466

1-18 ∙ 아기유니콘 육성사업 ············································· 468

제 2 장 창업저변 확대

2-1 ∙ 청소년비즈쿨 ···························································· 474

2-2 ∙ 창업에듀 ··································································· 478

2-3 ∙ 도전! K-스타트업 ···················································· 480

2-4 ∙ 스타트업 해외전시회 ··············································· 483

2-5 ∙ 온라인 법인설립시스템 ············································ 486

2-6 ∙ 창업기업 확인(창업기업제품 공공구매제도) ··········· 489

2-7 ∙ 창업지원포털(K-Startup) ······································· 492

제 3 장 창업지원 인프라

3-1 ∙ 창조경제혁신센터 ····················································· 496

3-2 ∙ 창업존 운영 ····························································· 498

3-3 ∙ 중장년 기술창업센터 ··············································· 500

3-4 ∙ 1인 창조기업 활성화 지원사업 ······························ 503

3-5 ∙ 메이커 스페이스 ······················································ 506

3-6 ∙ 창업보육센터 지원사업 ············································ 508

3-7 ∙ 글로벌 스타트업 센터(GSC) ··································· 511

제2부 ❘재도전기업 지원

제 4 장 사업전환 및 재창업지원

4-1 ∙ 진로제시 컨설팅 ······················································ 516

4-2 ∙ 회생 컨설팅 ····························································· 519

4-3 ∙ 선제적 자율구조개선 프로그램 ······························· 522

4-4 ∙ 구조혁신지원사업 ····················································· 527

제3편❘소상공인, 전통시장

제1부❘소상공인

제 1 장 교육, 정보제공 및 창업지원

1-1 ∙ 소상공인 온 ․ 오프라인 교육 ··································· 536

1-2 ∙ 혁신 소상공인 창업지원 ·········································· 539

1-3 ∙ 강한 소상공인 성장지원 ·········································· 543

1-4 ∙ 로컬크리에이터 육성 ··············································· 546

1-5 ∙ 로컬브랜드 창출 ······················································ 549

1-6 ∙ 우리동네 크라우드펀딩 ············································ 552

1-7 ∙ 혁신 소상공인 투자연계 ·········································· 555

제 2 장 맞춤형 경영개선 및 협업화 지원

2-1 ∙ 소상공인 컨설팅 지원 ············································· 560

2-2 ∙ 소상공인 무료법률구조 사업 ··································· 563

2-3 ∙ 소상공인 협업활성화 사업 ······································ 566

2-4 ∙ 소공인지원센터 설치 · 운영 ····································· 568

2-5 ∙ 소공인 판로개척 지원 ············································· 571

2-6 ∙ 스마트제조 지원사업 (舊 스마트공방 기술보급) ···· 573

2-7 ∙ 소공인 클린제조환경조성 ········································ 575

2-8 ∙ 백년소상공인 육성 사업 ·········································· 578

2-9 ∙ 소상공인 불공정거래 피해 상담센터 운영 ············· 581

2-10 ∙ 소상공인 스마트상점 기술보급 ····························· 583

2-11 ∙ 동네상권발전소 지원 ············································· 588

2-12 ∙ 소상공인 빅데이터 플랫폼(소상공인365) ············· 591

제 3 장 소상공인 재기지원

3-1 ∙ 희망리턴패키지 ························································ 594

3-2 ∙ 소상공인 고용보험료 지원 사업 ····························· 598

3-3 ∙ 소기업·소상공인공제(노란우산공제) ························ 601

제 4 장 소상공인 정책자금

4-1 ∙ 일반경영안정자금 ····················································· 606

4-2 ∙ 특별경영안정자금 ····················································· 609

4-3 ∙ 성장기반자금 ···························································· 613

4-4 ∙ 상생성장지원자금 ····················································· 616

제2부❘전통시장 

제 5 장 전통시장 지원

5-1 ∙ 전통시장 주차환경개선사업 ····································· 622

5-2 ∙ 전통시장 안전관리 패키지 ······································ 625

5-3 ∙ 시장경영패키지지원 ················································· 629

5-4 ∙ 온누리상품권 발행 ··················································· 632

5-5 ∙ 특성화시장 육성사업 ··············································· 635

5-6 ∙ 청년상인 육성 ·························································· 639

5-7 ∙ 전통시장 화재공제 ··················································· 644

5-8 ∙ 전통시장 화재안전점검 ············································ 647

제3부❘보증지원 제도

제 6 장 보증지원 제도

6-1 ∙ 소기업･소상공인 등 신용보증지원 ·························· 654

6-2 ∙ 영세관광사업자 금융지원 협약보증 ························ 658

6-3 ∙ 재해중소기업 특례보증 ············································ 662

6-4 ∙ 장애인기업 특례보증 ··············································· 665

6-5 ∙ 사회적경제기업 특례보증 ········································ 669

6-6 ∙ 스마트소공인 육성 협약보증 ··································· 672

6-7 ∙ 온[溫, ON]택트 특례보증 ······································· 675

6-8 ∙ 기업가형 소상공인 지원 협약보증 ·························· 678

6-9 ∙ 녹색기업지원 특례보증 ············································ 681

6-10 ∙ 수출유망 중소기업 지원 특례보증 ······················· 684

6-11 ∙ 소기업·소상공인 전환보증 ····································· 687

6-12 ∙ 첫걸음기업 금융지원 협약보증 ····························· 690

6-13 ∙ KB소호컨설팅과 함께하는 금융지원 협약보증 ···· 693

6-14 ∙ 햇살론(자영업자) 신용보증 ··································· 696